State-of-the-art solutions from leading payment technology experts.
Founded in 2012, Electronic Recovery and Access to Data (ERAD) is a cloud-based technology company specializing in payment card fraud. ERAD was established as the result of a Department of Homeland Security award. Our original mission was to create an easy-to-use system that allowed customs officials to quickly investigate prepaid cards moving across the border.
In recent years, prepaid cards have become the currency of choice for criminals. These cards increasingly are used as money laundering tools during the execution of criminal activities. However, ERAD stops payment fraud in its tracks. We specialize in the identification of stolen cards and the seizure of cash values linked to prepaid cards.
U.S. Patent issued and DHS
ERAD-FCIS™ and ERAD
ERAD serves hundreds of
local, state and federal
agencies throughout the U.S.
DHS Science and Technology Directorate contract awarded and prototype open loop solution delivered to DHS.
Closed loop system
ERAD Group founded and
first client implemented.
Armed with more than 25 years of experience in the payment card space, Jack is President and Founder of ERAD Group. He is recognized as one of the world’s foremost experts on prepaid access devices, mobile payments and payment card money laundering.
As a highly regarded subject matter expert in prepaid access, Jack regularly consults with federal and state law enforcement agencies, including DHS, ICE, USSS, DEA, HSI and CBP. He specializes in global infrastructure, forensics, terrorist finance and money laundering through the criminal use of prepaid cards. Jack was also a member of the Texas Critical Infrastructure Recovery, Texas EBT Task Force and the Texas Counterterrorism Committee, as appointed by the Governor of Texas.
Throughout his distinguished career, Jack has designed and implemented more than 400 fully operational credit, debit, prepaid and mobile payment programs for major companies across the globe. In 1994, Jack developed the world’s first electronic gift card program and the Universal Membership Loyalty Card for Blockbuster Video. He went on to oversee major card programs for Tier Technologies, National Processing Company (NPC) and Stored Value Systems (SVS), a division of National City Bank.
Before founding ERAD Group, Jack was CEO of eCommLink, a multi-national core processor for prepaid Discover, Visa and MasterCard payment cards, mobile remittances and commerce.
In 1999, Jack received the Credit Card Management Debit Executive of the Year award for his exceptional achievements in the stored value arena. Today, Jack is a regular participant and sought-after speaker at prominent industry conferences around the world.
As the Chief Operating Officer for ERAD Group, Steve oversees the operations, logistics and technology for the company’s payment card forensic and intelligence services.
Before joining ERAD, Steve was the General Manager for Tier Corporation’s Business Process Outsourcing division, where he led child support payment processing and customer service operations for 20 state programs.
Prior to that position, Steve spent 10 years with Certegy Card Services, now Fidelity Information Services. As Senior Vice President, he oversaw credit, debit and prepaid cash card issuing operations for more than 7,000 financial institutions representing over 80 million credit card accounts.
During his tenure at Certegy, Steve held a number of key management positions in sales, client management, customer service, credit, debit and prepaid card operations, loyalty products and internet banking for more than 18 million accounts from 5,000+ community banks and credit unions.
Steve was also a Senior Vice President with First Data Corporation. There, he managed more than 7 million private label and oil company credit card programs representing more than $1 billion in receivables. Before that, Steve served as Chief Financial Officer for Mobil Oil’s private label card program, where he was responsible for financial performance of more than 7 million private label accounts.
With a strong background in financial services, Gary started his career with the U.S. Chamber of Commerce. He then went on to work as a registered rep for Thomson McKinnon Securities until the late 1980s.
Since then, Gary has funded and operated several successful startups, including companies in healthcare, telecommunications, education and entertainment. His experience with developing and operating companies has given him incredible insight into the business world. His role with ERAD has allowed him to integrate this invaluable experience within the law enforcement community.
A technology leader with more than 20 years of experience, Cory specializes in developing business software solutions and leading software teams. He oversees day-to-day IT initiatives and provides strategic vision for information security and future development for ERAD.
Prior to joining ERAD, Cory served in various management roles within medical and payment card industries. His expertise lies in providing robust information technology innovations while maintaining a focus on protecting sensitive information.